Page 22 - Microfinance Fieldwork Undertaken on Behalf of Hands with Hands

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22
Yallingup, Western Australia
Email:
viti@bearfruit.com.au
Website:
http://www.bearfruit.com.au
4
Yes assisted in the administration of the loan.
5
Yes assisted in the administration of the loan [same practices applied for two
sisters married to the same husband].
6
Yes he works in shop and butcher shop.
7
Had previous experience filling out loan applications.
8
Yes [partnership operating 2 shops]
9
Mother takes out the loan continues to do so even though she is old.
From an observational perspective what was clearly evident throughout my fieldwork was
families working together to improve their lives and provide opportunities for their children, food,
education and reserves for health needs when necessary. As Ramchandra KC pointed out, ‘only
women can take out loans from SNUsacc but husbands involved in the process and benefits.
Q.2.7 Did you have to pay your husband some of the money from your income?
Participant
Number
Fieldwork data
1
We run business together so no need to give him an amount from income. Her
husband’s says once we have paid back the loan and we are clear he will invest in
other places. We have mutual discussion and respect.
2
Not relevant due to sisters looking after elderly parents.
3
No I have just my mother-in-law. My husband and I are working together – it is
our money – own dollars – according to our decisions.
4
Yes her husband spends income from my business in expanding our dugwell
business.
5
Yes sometimes to her husband. Income spent on other business interests.
6
No she does not give husband an income. He is the butcher.
7
Male participant: so rephrased the question to, ‘How did you use the money
earnt’?
Vegetable cultivation, clothes, food, some spent on growth of business.
8
When she gets the income to her husband he expands her business. Her husband
forfeits his business money to expand her business.
9
Male participant: He pays his mother some of the income. We do not own land
for cultivation.
Q.2.8 Once you got your loan from SNUsacc did your husband value you better than before?