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24
Yallingup, Western Australia
Email:
viti@bearfruit.com.au
Website:
http://www.bearfruit.com.au
Number
1
Woman decides this due to respect between couples.
2
All family discuss and decide. All opinions respected to come to a consensus
(Asked Ram for this word]. Eldest sister [who got the 1
st
phase loan has moved to
another village] has since left.
3
Her husband and her motto [
Ramchandra’s KC word?]
is that if we have not
decided where to invest and saved then the next asset – cow who supplies 3-4
litres of milk, [cost] 12,000 – 15,000 rupees to buy the cow.
They milk 4 litres:
1 litre for home use and 3 litres sold in market.
They now have less expenditure in my household.
We produce eggs, flour and kitchen side saves dollars.
4
We both discuss how income is spent.
5
She and her husband discuss how income is spent.
6
Together they discuss how income is spent.
7
Together.
8
They together discuss how income spent.
9
Yes mother and I decide together how the income is spent, (without his mother’s
signature he cannot spend the money).
Clearly the general consensus in this small study indicates that once income is generated it is a
family matter how that money is spent.
Q.2.10 (a) Did you own any assets before you got your loan?
(b) Now you are generating an income would you like to develop your own assets?
Participant
Number
Fieldwork data
1
(a)
Personal assets no. Father-in-law since died passed on 1.5 hectares of land to
mother-in-law. Asset within extended family. This enabled and supported
where they produce and store their manufactured cement products.
(b)
Once we repaid loans why not receive another loan. Our aim is to buy assets
in our name only. Like to make our own assets. Then after 3-4 years own my
own land and our own building.
2
(a)
Family had no assets previously. The loan enabled us profit: goat – cows –
shop – commercial telephone. Profit also invested in their new home.
(b)
I want to develop cash and bank balance: