Page 45 - Microfinance Fieldwork Undertaken on Behalf of Hands with Hands

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45
Yallingup, Western Australia
Email:
viti@bearfruit.com.au
Website:
http://www.bearfruit.com.au
Some women of the 3
rd
group invested in the seeds and agricultural items for growing French
beans
Some women invested in buying a sewing machine.
One woman invested in a telephone.
One woman is buying some clothes in the big markets and is selling it in the countryside by
cycling around and going by foot up the mountains.
One woman set up cookery.
Some family invested in a business for producing items they can sell in market or Kathmandu
(money box).
Some women invested in some chicken and are growing up the small for selling in the
market.
One family is investing in trading, buying unprocessed rice and maize in remote areas,
processing it and selling it in the market.
Investment with a longer pay back value:
Some women invested the 2nd loan to buy a buffalo or a cow. Mostly all have still the
animals, a small amount of these animals gave already birth to a calf, and therefore they
could sell an amount of milk daily to the dairy.
We visited also the 4
th
group which, according to Ramchandra, hadn`t worked as well as the
other groups before. The higher living standard of some of the members can be seen easily. Here
the actions had been taken already (cooperative).
The 1
st
group of the cooperation side is also better situated then the people of the 2
nd
and 3
rd
group.
The built dugwell at the 2
nd
group`s place is very successful. The people living in the surroundings
are very happy because they can save a lot of time and have more water they can use.
The school in the 3
rd
group for the 1
st
and 2
nd
class is in a very desolate condition. All the houses
are built more solid and better than the school. According to the people also the roof is leaking.
In winter the children do not go to school because the wind is blowing in and in the rainy season
the rain is flowing into the building from all sides.
The teacher didn`t get a salary for the last 3 months. According to her some of the children can`t
assist the school regularly because the cost of the copies are too high (ca. 10Rs/children/week).
Conclusions
The loan was to the big majority of the women beneficial. The women are very happy about the
organization and because they could increase their income by
selling the animals (e.g. goats) or
selling goods they were purchasing (shops)
Some could invest in