Page 41 - Microfinance Fieldwork Undertaken on Behalf of Hands with Hands

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41
Yallingup, Western Australia
Email:
viti@bearfruit.com.au
Website:
http://www.bearfruit.com.au
increased range to customers, to bring in more revenue. To value add to the
business, and to diversify the business.”
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b.
Ideas
put forward for business growth after the 2008 HwH fieldwork.
i.
“Some women invested in a wooden shop, where they sell biscuits, snacks,
noodles, wine, meat, household items, cosmetics, fruits etc. Some could also
build the 2nd year a bigger shop and include it to their house.”
ii.
“Some family invested in a business for producing items they can sell in
market or Kathmandu (money box).”
iii.
“Investment
with
a
longer
pay
back
value:
“Some women invested the second loan to buy a buffalo or a cow. Mostly all
have still the animals, a small amount of these animals gave birth to a calf,
and therefore they could sell an amount of milk to the dairy.”
What the HwH 2011 data indicates is that business growth noted in the HwH 2008 fieldwork
continues and this is measured by SNUsacc members now assessing 3
rd
and 4
th
phase loans.
I also observed a number of benefits during the two visits to the SNUsacc which was not
operational in 2008:
”They [members] appear proud of what they have
,
bank books in hand… making their
deposits.
Importance of community dialogue brought about on instalment days.
The office appears to be a meeting place for members which in turn create a ‘sense of
place’ which unites them immaterial of their business type.
SNUsacc board members, coordinator and office staff have the opportunity to discuss the
forthcoming annual general meeting in February 2011.
Members in no hurry to move on from this community shared space.
Spoke through translation to a gentleman sitting quietly alone on the chair just looking at
his wife’s instalment book.
44
43
Still & Simmons, (2006), p.89
44
Authors journal entries 3
rd
February (2011)