Our approach with microcredit is to reach people who are truly the marginalised poor, primarily women. We combine microcredit with a variety of skills trainings to step by step empower participants to both understand their own capacity and implement businesses that can truly sustain them into the future. We aim to educate the women in financial literacy so that they both own and facilitate their savings and credit cooperative. We are super happy to announce that we have begun in our third location, Syandi-3, Chandithan in Dahakhani VDC this past few months. Having witnessed the substantial development in our other locations we look forward to both individual and community evolution in the next years as this new outreach location develops. Thank you to Shila Pandey (& the support of husband Ram KC) for your continued dedication to implementing this approach.