Page 6 - Microfinance Fieldwork Undertaken on Behalf of Hands with Hands

6 Yallingup, Western Australia
Email: viti@bearfruit.com.au Website: http://www.bearfruit.com.au
Table of Contents
Acknowledgements........................................................................................................................... 2
Executive Summary........................................................................................................................... 3
Key findings: microfinance cooperative Jutpani V.D.C.4, Chitwan District, Nepal ...................... 4
Overview ........................................................................................................................................... 8
Banking on Social Change ............................................................................................................. 9
Introduction .................................................................................................................................... 10
The Author’s Nepal Visit 2011..................................................................................................... 10
Jutpani V.D.C.4., - Chitwan District Microfinance Cooperative Projects .................................... 11
Jutpani V.D.C.4., Fieldwork Methodology ...................................................................................... 12
SECTION A: Personal Details.................................................................................................... 14
Q.2 Participant age and Q3 Village Group: ..................................................................... 14
Q.4 Types of Businesses:................................................................................................. 15
Q.5 How many phase loans have you had and what were they used for? .................... 16
Q.6 How many children?................................................................................................. 16
Q.7 Do your family members who also have a loan; and............................................... 17
Q.8 Does your husband have an income? ...................................................................... 17
SECTION B: SNUsacc Loans ................................................................................................. 18
Q.2.2 What did you purchase with your loans? ............................................................. 18
Q.2.4 What difference has this loan/s made to your life? ............................................. 19
Q.2.5 Did your family member or husband help you pay back your loan? .................... 20
Q 2.6 Did your husband assists you to take out the loan? ............................................. 21
Q.2.7 Did you have to pay your husband some of the money from your income? ....... 22
Q.2.8 Once you got your loan from SNUsacc did your husband value you better than
before?............................................................................................................................ 22
Q.2.9 Once you started to generate an income who decides how the income is spent?
......................................................................................................................................... 23
Q.2.10 (a) Did you own any assets before you got your loan?.................................... 24
(b) Now you are generating an income would you like to develop your own assets? .. 24
Q.2.11 (a) With your income do you notice the community treat you better? .......... 27
(b) If yes how do they treat you better?......................................................................... 27